1. Acceptance of Terms

By accessing this website or purchasing the annual newsletter authored by Kenton Panas, MD LLC, you agree to be bound by these Terms of Service (“Terms”). If you do not agree, please discontinue use of the site and do not subscribe.

2. Educational Purpose Only

All content on this website and in the newsletter is provided for educational and informational purposes only. It is not medical advice, diagnosis, or treatment. Please review the full Medical Disclaimer.

3. No Medical Relationship

Your use of this website or subscription to the newsletter does not create a physician-patient relationship with Kenton Panas, MD. No individualized medical guidance is provided through this platform.

4. Subscription and Payment

The annual membership is $60 per year. By subscribing, you authorize the payment processor to charge your selected payment method. All payments are final unless otherwise required by applicable law.

5. Refund Policy

Because the newsletter provides digital educational content, subscriptions are non-refundable once purchased. If you believe a charge was made in error, please contact us through the Contact page.

6. User Responsibilities

You agree not to:

• misuse or redistribute the content
• attempt unauthorized access to the website
• use the content as a substitute for professional medical care
• rely on the newsletter for emergency or urgent health situations

7. Intellectual Property

All content, including articles, graphics, and educational materials, is the intellectual property of Kenton Panas, MD LLC. You may not copy, reproduce, distribute, or modify any content without written permission.

8. Privacy and Data Collection

Your personal information (such as email and payment details) is handled according to the site’s Privacy Policy. By using the site, you consent to the practices described there.

9. Third-Party Services

Payment processing and certain website functions may be provided by third-party services. The site is not responsible for the actions, security, or policies of those providers.

10. Limitation of Liability

To the fullest extent permitted by law, Kenton Panas, MD LLC is not liable for:

• decisions you make based on the newsletter
• any damages arising from use or inability to use the website
• reliance on educational content for medical decision-making

11. Indemnification

You agree to indemnify and hold harmless Kenton Panas, MD LLC from any claims arising from your use of the website or newsletter.

12. Changes to Terms

These Terms may be updated periodically. Continued use of the site after changes indicates acceptance of the revised Terms.

13. Contact Information

For questions about these Terms or subscription issues, please use the site’s Contact page.